Office Purchase Loan
Acquire commercial office space, corporate premises, or retail shops with flexible commercial real estate financing.
₹15 lakh to ₹7.5 crore
Why borrowers choose it
Commercial Property Purchase
Financing can be explored for eligible offices, corporate premises, shops, and other qualifying commercial properties.
Business-Oriented Assessment
Business or professional income, financial obligations, property details, and repayment capacity can be considered.
Structured Financing
The funding requirement can be evaluated against the property and applicant profile to identify suitable lending options.
Process Assistance
Support is provided with documentation, lender coordination, and the application process.
Who it suits
- Eligible Applicant
- Commercial Property
- Financial Assessment
How it works
Share Property & Funding Details
Provide details of the commercial property, purchase requirement, applicant profile, and expected funding requirement.
Initial Assessment
We review the property, applicant or business profile, financial position, and proposed transaction.
Document Collection
Relevant KYC, income, financial, business, and property documents are collected as applicable.
Lender Processing
The lending institution performs its credit, legal, technical, valuation, and property assessments.
Sanction & Documentation
If approved, the lender completes sanction and applicable loan and property documentation.
Disbursement
Disbursement is completed according to the approved loan structure and applicable lender conditions.
Documents to keep ready
Having these at hand shortens the time to sanction. We check every file before it goes to the lender.
- PAN Card
- Identity & Address Proof
- Recent Photographs
- Bank Statements
- Income Proof
- Income Tax Returns
- Existing Loan Statements
- Property Title Documents
- Property Approval Documents
- Property Valuation / Technical Documents
- Financial Statements
- Business / Company Documents
Common questions
What is an office purchase loan?
An office purchase loan is financing for an eligible acquisition of commercial premises such as an office, corporate property, or qualifying retail space, subject to lender policy.
Who can apply?
Eligible individuals, professionals, businesses, and other applicants may be considered based on the transaction, financial profile, property, and lending institution’s criteria.
What documents are generally required?
Documents may include KYC, income or business records, bank statements, tax documents, business registration information where applicable, and property-related documents.
Will the commercial property be evaluated?
Yes. The lending institution may conduct legal, technical, valuation, and other assessments of the proposed commercial property.
Does Nayaasa guarantee approval?
No. Final approval, loan amount, pricing, security requirements, and other terms are determined by the lending institution after its assessment.
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