Home Loan
Financing your dream home with low interest rates, flexible tenures, minimal paperwork, and quick turnaround.
₹5 lakh to ₹5 crore
Why borrowers choose it
Home Purchase Financing
Finance can be explored for eligible residential property purchase requirements.
Personalised Loan Assessment
The applicant profile, income, obligations, property and funding requirement are considered when evaluating suitable options.
Multiple Lending Options
We can coordinate with suitable banking and lending partners based on the applicant and property profile.
Application Support
Assistance is provided with documentation and coordination throughout the lending process.
Who it suits
- Eligible Applicant
- Income & Repayment Capacity
- Property Documentation
How it works
Share Your Requirement
Tell us about the property, purchase requirement, approximate funding requirement, and applicant profile.
Profile Assessment
We review the applicant’s income profile, obligations, property information, and financing requirement.
Document Submission
Relevant identity, income, financial, and property documents are collected as applicable.
Lender Processing
The selected lending institution conducts its credit, legal, technical, and valuation assessments.
Sanction & Agreement
If the application is approved, the lender issues the applicable sanction and completes loan documentation.
Disbursement
Loan disbursement is completed according to the lender’s approved terms and applicable conditions.
Documents to keep ready
Having these at hand shortens the time to sanction. We check every file before it goes to the lender.
- PAN Card
- Identity & Address Proof
- Recent Photographs
- Bank Statements
- Income Proof
- Income Tax Returns
- Existing Loan Statements
- Property Title Documents
- Property Approval Documents
- Property Valuation / Technical Documents
Common questions
What can a home loan be used for?
A home loan may be considered for eligible residential property purchase or other permitted residential financing purposes, subject to lender policy.
Who can apply for a home loan?
Eligible salaried and self-employed applicants may be considered based on income, financial profile, property details, credit assessment, and lender policy.
What documents are generally required?
Documents may include identity and address proof, income documents, bank statements, tax records, property documents, and other information requested by the lender.
Does Nayaasa directly approve the loan?
No. Nayaasa provides advisory and coordination support. Final credit approval is made by the lending institution.
How is the suitable lender identified?
The applicant profile, property, funding requirement, financial information, and applicable lender criteria are considered when evaluating suitable lending options.
Other loans we arrange
Let's Build Your Brighter Tomorrow
Get in touch with our advisors for guidance on the loan that fits your plans.