Construction Finance

Financing solutions to support the construction, development, and completion of residential and commercial real estate projects.

₹10 crore to ₹500 crore

Construction Finance

Why borrowers choose it

  • Project-Focused Financing

    Financing can be structured around the requirements and funding needs of an eligible construction project.

  • Residential & Commercial Projects

    Solutions can be explored for qualifying residential and commercial real estate development requirements.

  • Structured Funding Approach

    We help evaluate the funding requirement and coordinate with suitable lending partners based on the case profile.

  • End-to-End Advisory

    Support is provided through documentation, lender coordination, credit evaluation, and the financing process.

Who it suits

  • Suitable Applicant Profile
  • Project Viability
  • Repayment Capacity

How it works

  1. Share Your Project Requirement

    Provide the project details, funding requirement, property information, and available financial information.

  2. Initial Assessment

    We review the project, applicant profile, funding requirement, documentation, and overall case structure.

  3. Document Collection

    Relevant applicant, project, property, financial, and approval documents are collected as applicable.

  4. Lender Evaluation

    The case is presented to suitable lending partners and is evaluated according to their credit, legal, technical, and policy requirements.

  5. Sanction & Documentation

    If approved by the lender, sanction and loan documentation are completed according to the lender’s terms.

  6. Disbursement

    Disbursement takes place according to the approved facility and the lending institution’s applicable conditions.

Documents to keep ready

Having these at hand shortens the time to sanction. We check every file before it goes to the lender.

  • PAN Card
  • Identity & Address Proof
  • Recent Photographs
  • Bank Statements
  • Income Proof
  • Income Tax Returns
  • Existing Loan Statements
  • Financial Statements
  • Business / Company Documents
  • Property Title Documents
  • Property Approval Documents
  • Property Valuation / Technical Documents

Common questions

What is construction finance?

Construction finance is financing intended for eligible construction or development requirements. The structure, amount, security, and conditions depend on the project and the lending institution’s assessment.

Who can apply for construction finance?

Eligible developers, builders, property owners, and project sponsors may be considered depending on the project structure, documentation, financial profile, and lender policy.

What documents are generally required?

Documents may include applicant KYC, financial statements, income or business records, property and title documents, project approvals, plans, estimates, and other documents requested during lender evaluation.

Is approval guaranteed after submitting an application?

No. Final approval is subject to the selected lending institution’s credit, legal, technical, valuation, project, and policy assessment.

Can Nayaasa help with lender coordination?

Yes. Nayaasa can assist with case assessment, documentation coordination, and communication with suitable lending partners.

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